Home Loans

SMSF Lending

SMSF property investment illustration

Specialised lending for property purchases through a self-managed super fund.

Some investors choose to purchase property through a self-managed super fund. SMSF lending is highly specialised and must comply with strict regulatory requirements.

Lending Australia works with lenders who offer SMSF property loans and collaborates with clients’ accountants and advisers to ensure the structure is appropriate before proceeding.

Because SMSF loans involve unique lending rules, careful planning is essential before entering into a contract.

Speak to an Expert

Home loans that are structured properly — so you feel confident long term

First-home clarity

Borrowing power, deposit strategy, grants guidance and policy explained clearly.

Offset & flexibility

Smart features (offset, redraw, splits) that match your cashflow and plans.

Better positioning

We package your application strongly and guide you around lender pitfalls.

Australia-wide

Melbourne based, working with clients nationwide via phone or video.

Home loan consultation

A simple process (with the hard parts handled)

  • Discovery: goals, property plans, timeline and borrowing capacity.
  • Compare: lender fit, features, pricing and approval path.
  • Structure: offsets, repayments, splits and future flexibility.
  • Submit: packaging the application properly to reduce delays.
  • Settle: support through approval to settlement and beyond.
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