About Us

Clear lending advice.
Built on experience & strategy.

Lending Australia has spent more than two decades helping Australians navigate one of the most important financial decisions they will ever make — their home loan.

Australia-wide Independent 25+ years experience Reverse mortgage guidance (60+)

Meet Simon

Independent mortgage broker with a strategy-first approach.

Over that time the lending landscape has changed dramatically. Bank policies evolve, interest rates move, lending rules tighten and new financial products are constantly introduced into the market. For borrowers, this can make choosing the right loan far more complex than it appears on the surface.

The role of a mortgage broker is to simplify that process. Rather than being limited to a single bank, Lending Australia works with a wide panel of lenders across the market. This allows clients to compare multiple options and choose a loan structure that genuinely suits their circumstances.

Many loans are straightforward. Others require far more careful planning. The goal is always the same: clear advice, careful planning and helping clients move forward with confidence.

25+

Years experience

$2B+

Loans settled

60+

Reverse mortgage focus

Book a Free Consultation Call Simon

Our approach

Simple, structured, and built for the long term.

Complex Situations

We specialise in refinancing complex structures, investment portfolios, and navigating valuation challenges or non-standard policies.

Off-the-plan Expertise

Extensive experience guiding clients through the multi-year process from contract signing to settlement for off-the-plan purchases.

Wide Specialisation

Assisting with investment loans, refinancing, reverse mortgages, commercial property, SMSF lending and equipment finance.

How we work

A simple, clear process — from first chat to settlement

We keep it straightforward. You get clear options, transparent guidance, and end-to-end support.

Discovery Call

We learn your goals, timeline, and situation — and answer your questions upfront.

Compare Options

We compare lenders and structures, explain trade-offs, and recommend the best fit.

Application & Paperwork

We manage the process, coordinate with the lender, and keep everything moving.

Approval to Settlement

We guide you through approval, conditions, and settlement — with clear communication.

Ready to talk through your options?

Book a free consultation or call us — we’ll make the next steps clear.

FAQ

Common questions

Straight answers to the questions we hear most often.

Do you charge a fee for your service?

In most cases, no — we’re paid a commission by the lender when your loan settles. If a situation requires a separate fee (rare), we’ll always explain it upfront before you proceed.

Do you work with multiple lenders?

Yes. We compare options across multiple lenders and policies to find the best fit for your goals, not just the lowest headline rate.

Can you help with reverse mortgages (60+)?

Yes — we can guide you through reverse mortgage options, lender differences, eligibility and key risks, and help you decide whether it’s the right structure for your situation.

How long does the process usually take?

Timeframes vary by lender and complexity, but most approvals are typically 1–3 weeks once documents are in, with settlement depending on your purchase/refinance timeline.

What do you need from me to get started?

Usually: a quick overview of your goals, income, current debts, and property details (if any). We’ll then tell you exactly what documents are needed — no guessing.

Do you help Australia-wide or only Melbourne?

Australia-wide. We work remotely with clients across all states and can meet via phone/video with clear step-by-step support.

Let’s
chat

Clear lending advice. Built on experience & strategy.