LENDING AUSTRALIAHOME LOAN & REFINANCE REVIEWS
Call Simon
0411 224 445
For homeowners reviewing their loan

Free home loan
rate check.

Know where you stand before you decide what’s next. Simon Smith can review your current rate, loan features and options with you.

  • A free review, with no obligation to proceed
  • Speak directly with Simon
  • Consider the costs as well as the rate
Simon Smith
Simon SmithLending Australia · SandringhamPrefer to talk? Call Simon →

Request your free rate check

Start with your contact details. Add your loan details if you have them handy.

By submitting, you ask Lending Australia to contact you about your rate check. No loan application is made by completing this form.

We collect your contact and loan details to respond to your enquiry and provide broking services. Information may be held by Simon and Finsure and shared with service providers, including overseas recipients, as explained in our Credit Guide (Word) and Finsure Privacy Policy. Without contact details we cannot respond. Contact Simon to request access or correction, or to raise a privacy concern.

Based in SandringhamOwner-occupied & investment loansFree rate review
What happens next

A clearer picture of your home loan.

01 / SHARE

Tell us where you’re at

Leave your details. You don’t need to know your exact rate or balance to start the conversation.

02 / REVIEW

Talk through your options

Simon will discuss your loan, goals and circumstances, including the rate, fees and features that matter to you.

03 / DECIDE

Choose your next step

You may decide to stay with your lender, seek a rate review or explore refinancing. There’s no obligation to switch.

Beach boxes along the Bayside shoreline
Your local point of contact

Speak with Simon.
Get a personal review.

Lending Australia is based at 3/81 Beach Road, Sandringham, helping borrowers across Melbourne and Australia.

Ask questions, talk through the trade-offs and decide what works for you.

Call Simon · 0411 224 445
Before you get started

Your questions, answered.

Is the rate check free?

Yes. The initial home loan rate check is free, with no obligation to proceed. Fees may apply to subsequent finance services. Any broker service fee will be disclosed in a Credit Quote before you apply. Lender fees and any commissions will be disclosed in the Credit Proposal Disclosure Document. See our Credit Guide for details.

Does a lower rate always mean I should refinance?

No. Switching costs, ongoing fees, loan features and the remaining loan term also matter. A longer loan term can reduce repayments while increasing total interest. Any potential benefit needs to be considered against the costs.

What if I don’t know my current rate?

You can still request a call. Your latest loan statement or banking app may help you find your current rate and approximate balance when you’re ready.

Will submitting this form start a loan application?

No. This is a request for a rate-review conversation. Any application would be a separate step, subject to your agreement and the lender’s requirements.

Can you review an investment loan?

Yes. Simon can discuss both owner-occupied and investment home loans.

Ready to check your rate?

A conversation is a simple place to start.

Request my free rate check →
Get my free rate check →